Ryno Insurance - Features & Benefits

Agreed Value
A true agreed value on your motorcycle reflecting your individual pride and joy, inclusive of modifications, accessories and improvements.

Lifetime Guarantee for Repairs
Following repairs that we’ve authorised, we’ll even guarantee those repairs for the life of the bike, even if you sell it!

Choice of Repairer
Who knows better than you? You choose the most appropriate repairer to fix your pride and joy in the event of a claim and you only need to get just one quote.

Rider Apparel
Motorcycling by its very nature dictates the need for special riding apparel to ride in safety, comfort and protection on or off the road. Under the normal terms of our policy we cover up to $3000 for the cost of riding specific apparel for the rider and up to $1500 for your pillion passenger in the event of a claim. A limit of $1000 per item applies unless nominated for higher on your schedule.

Modifications
We will insure all modifications to your motorcycle provided you tell us about them and your motorcycle remains legal with the regulations in your state or territory.

Rider Training
No matter how much experience you have, there is always more to learn. This is why under the Ryno Bike Insurance policy we enthusiastically support rider training and can cover such use.

Flexible Cover
Fitting regular use of your motorcycle into today’s busy lifestyle is always a hassle, which is why we’ve developed a flexible coverage with generous discounts for reduced usage of your motorcycle… or even if it’s not ridden at all.

Collections
When you own more than one motorcycle or vehicle we can offer special policy rates for additional motorcycles and vehicles under our collections cover, allowing you comprehensive insurance benefits across your collection based on a maximum number of riders or drivers on the road at any one time.

New Replacement Motorcycle in first two years
If your motorcycle has been insured under the Ryno Bike Insurance policy since new and due to an insured event becomes a total loss; we will replace it with a new motorcycle of the same make and model within the first two years of original registration. If you have not been insured under the policy since new, this benefit is only applicable for twelve months from the date of first registration.

Pay your premiums by instalment
You can pay monthly, quarterly or half yearly at no extra cost.

Total Loss Salvage
Where your motorcycle is older than 30 years, in the event of an accident and your motorcycle is deemed a total loss; at your option you keep the salvage.

Free Windshield
If your windshield requires repair or replacement due to accidental damage, we give you one free claim per policy period excess free.

Legal Liability
$20,000,000.  That’s right - $20,000,000 legal liability cover for damage to other people's property and supplementary bodily injury.

Seasonal Cover
We understand that due to climate and lifestyle commitments often you cannot ride your motorcycle for significant periods throughout the year. So why pay for a policy that rates your motorcycle for full usage? With our unique Seasonal Cover you can nominate to reduce your cover to ‘non road use’ for these periods at a greatly reduced cost.

14 Day Hire after Theft
If your vehicle is nominated for daily or regular use and it is stolen or recovered in an un-roadworthy condition, we can provide you with a hire vehicle for up to 14 days, limited to $100 a day and $1,500 in total excluding running costs.

And they are just a few of the benefits we offer to allow you to enjoy your passion and lifestyle. For full details, simply call us today on 1300 650 670 or complete and send the quote request and a consultant will be in touch to discuss your needs further, obligation free.

Website General Advice.  Any advice in the Website is general advice and given by us under AFS Licence No. 230041.  The Features and Benefits set out are summaries only.  For full details and to help you decide if the cover suits you, please read the Policies and Product Disclosure Statements (PDS) in the Document Library.  We will be happy to give you further information when quoting and/or arranging cover.