Ryno Insurance - Features & Benefits

Agreed Value *
A true agreed value on your vehicle reflecting your individual pride and joy, inclusive of modifications, accessories and improvements.

Lifetime Guarantee for Repairs
Following repairs authorised by us or the insurer, the quality of workmanship and materials are guaranteed for the life of the vehicle.

Choice of Repairer
Who knows better than you? You choose the most appropriate repairer to fix your pride and joy in the event of a claim and you only need to get just one quote.

Modifications
We will insure all modifications to your vehicle provided you tell us about them and your vehicle remains legal with the regulations in your state or territory.

Driver Training
No matter how much experience you have, there is always more to learn. This is why we enthusiastically support driver training and can cover such use.

Flexible Cover
Fitting regular use of your special vehicle into today’s busy lifestyle is always a hassle, which is why we’ve developed flexible coverage with generous discounts for reduced usage of your vehicle… or even if it’s not driven at all.

Collections
When you own more than one vehicle we can offer special policy rates for additional vehicles under our collections cover, allowing you comprehensive insurance benefits across your collection based on a maximum number of drivers on the road at any one time.

New Replacement Vehicle in first two years
If your vehicle has been insured under the same Ryno Insurance policy since new by you and due to an insured event becomes a total loss; we will replace it with a new vehicle of the same make and model within the first two years of original registration by you. If you have not been insured under the policy since new, this benefit is only applicable for twelve months from the date of first registration.

Pay your premiums by instalment
You can pay monthly, quarterly or half yearly at no extra cost.

Total Loss Salvage
Where your vehicle is older than 30 years, in the event of an accident and your vehicle is deemed a total loss; at your option you keep the salvage.

Free Windshield **
If your windshield requires repair or replacement due to accidental damage, we give you one free claim each policy period of insurance excess free.

Legal Liability
$20,000,000.  That’s right - $20,000,000 legal liability cover for damage to other people's property and supplementary bodily injury.

Seasonal Cover
We understand that due to climate and lifestyle commitments that often you cannot drive your vehicle for significant periods throughout the year. So why pay for a policy that rates your vehicle for full usage? With our unique Seasonal Cover you can nominate to reduce your cover to ‘non road use’ for these periods at a greatly reduced cost.

14 Day Hire after Theft
If your vehicle is nominated for daily or regular use and it is stolen or recovered in an un-roadworthy condition, we can provide you with a hire vehicle for up to 14 days, limited to $100 a day and $1,500 in total excluding running costs.

14 Day Hire after Accident **
If your vehicle is nominated for daily or regular use and it is stolen or recovered in an un-roadworthy condition, we can provide you with a hire vehicle for up to 14 days, limited to $100 a day and $1,500 in total excluding running costs.

Market Value ***
Under the 4x4 Choice policy we agree to insure you on a Market Value sum insured basis, this figure includes any modifications and accessories nominated by you and accepted by us

* Available only on Classic | Prestige | Motorcycle policy

** Optional Benefit on 4x4 Choice Policy at additional cost

*** Available on 4x4 Choice Policy only

And they are just a few of the benefits we offer to allow you to enjoy your passion and lifestyle. For full details, simply call us today on 1300 650 670 or complete and send the quote request and a consultant will be in touch to discuss your needs further, obligation free.

Website General Advice.  Any advice in the Website is general advice and given by us under AFS Licence No. 230041.  The Features and Benefits set out are summaries only.  For full details and to help you decide if the cover suits you, please read the Policies and Product Disclosure Statements (PDS) in the Document Library.  We will be happy to give you further information when quoting and/or arranging cover.