TURN COMPLEXITY INTO CLARITY

Ryno Insurance Hospitality offers tailored cover to protect your business so that you can focus on running it.

Cafe & Restaurant Insurance

We'll work with you to design cover that serves your needs.

Running a business in the food and beverage industry is no easy feat. You want to ensure the premises and your employees are safe, while also providing your customers with top-notch service. To ensure the smooth day-to-day operation of your business, you’ll need to have the right insurance cover in place.

Ryno Insurance understands what it takes to run a café or restaurant, which means we’re able to work with you to design the best cover that’s customised to the needs of your business.

Ryno tailors café & restaurant insurance cover
for your business

The following are some of the benefits you may wish to include in your policy:

Property
Damage

Business
Interruption

Machinery & Electronic
Equipment

Public & Products
Liability​

Money

Theft

General Property

Glass Cover

Disclaimer: Your full business circumstances and requirements will need to be reviewed prior to acceptance of a quotation or any offer of insurance cover.

HOSPITALITY INSURANCE COVER

We will tailor insurance cover that protects your Café or Restaurant.

Property Damage Insurance
Provides protection for damage to your business contents, building, or stock losses arising from unexpected incidents such fire, storm, or other catastrophes.
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Business Interruption Insurance
Protects your business income affected by an interruption in your day-to-day operations. Interruptions may be caused by fire, property damage, theft, natural disasters, power outages and many other insurable events. Business Interruption Insurance helps get your business back up and running and covers the insured financial loss it may have suffered. This can also protect your business from any additional costs that result from the interruption.
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Machinery & Electronic Equipment Breakdown Insurance
Covers the costs of replacing any insurable equipment or electronics that are part of running your business. The repair or replacement of these items can be costly, and in some cases, it can be more than its market value. If you rely heavily on computers and machinery, any sudden breakdown could affect your entire business operation.
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Public & Products Liability Insurance
Protects your business in the event that you become legally liable for personal injury or property damage to a third party, as a result of an insured occurrence within your business operations. Third party includes your customers, service providers, and members of the public, but not employees.
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Money Insurance
Cover for business money that is lost due to theft, armed hold-up or fire. You can extend the policy to cover money whilst in transit to and from your premises, whilst on site or in your custody. Not having your money insured can be risky for your business and having to replace it could affect your bottom line.
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Theft Insurance
Cover for the loss of your contents and stock from theft, attempted theft, or an armed hold-up. If a burglary occurs on your premises, the loss of stock, contents, or damage to your building can be extremely costly.
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General Property Insurance
Covers accidental loss or damage to portable or valuable property such as tools, laptop computers, or personal digital assistants that you use in the course of your business.
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Glass Insurance
If you are operating from a leased premises, glass insurance is vital. Covers internal and external glass fixtures within the premises, such as windows, doors, mirrors, and glass displays.
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Ryno Insurance will customise cover that's tailored to your business.

Get in touch with us today on 1300 650 670 to ensure your business is adequately protected.

Ryno Insurance is a specialist division of East West Insurance Brokers Pty Ltd ABN 83 010 630 092, 
Australian Financial Services Licence No. 230041. 

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